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Group / Employee Benefits

Aside from salary, benefits are the most important thing that an employer can offer to your employee to make your company a more desirable place to work – thereby improving employee loyalty and helping to retain valuable employees. The return on investment for the business owner is both demonstrable and immediate, and it is what drives the popularity of these plans.

If you own a company or you are the only employee, I can provide a wide range of plans that can include the following benefits:

All plans are individually designed to meet your needs as your organization is unique.

Depending on the benefits that you select, costs can start at under $100/month /employee (about $0.56 /hour).

Executive Benefits

Are you looking for unique Executive Health Program to provide your key people with $1,000,000 per year to access the finest care anywhere in the world, expedited CT/MRI on demand, along with a membership that includes an Annual Health Assessment and Year-Round Care from Canadian clinics like MedCan, The Cleveland Clinic, or Telus Health Clinics. 

Give me a call and we can discuss your options.

Group Retirement Solutions

We help educate your employees so they can retire as comfortably as possible and in the process, appreciate the value of the plan being provided to them by their employers.

To meet the diverse needs of our clients, we offer a variety of group savings products including:

We do not represent any single bank, trust company, life insurance or investment firm. This gives us the freedom to survey the marketplace and determine those products that best serves your unique needs.

If you currently have a plan, I would be pleased to review it with you to ensure that you have optimized your benefits and minimized your costs.

Besides conventional benefit plans, there are other options such as Health Spending Accounts that you might consider.

Let’s work together to build the benefits solution that is the best fit for you and your business.

Feel free to contact me at any time by phone at 416-806-5478 or by email at

HR Resources

Your Pain

Our clients often tell us that they need HR, that they don’t know where to start, who to call, what to do. And too often, they do nothing.

The Solution

We’ve listened and we have entered into a program with ConnectsUs HR ™ so you can take advantage of the proven HR package made for Canadian small business and compliant for Ontario, Alberta and BC. if you’re outside of these provinces, not to worry. 85% of the resources represent HR best practices and can be used anywhere in Canada. The best part? There’s no cost to you – we’ve picked up the tab! You won’t even have to provide a credit card.

Find out More

Click here to find out more and get started on your HR today!

Heather Freed and Insure your Freedom are continuously working to add value to our clients and we hope you’ll take advantage of this exclusive offer. If you have any questions at all, don’t hesitate to ask!

Heather Freed, CFP®, CLU, CHS
Group Benefits, Insurance, Estate & Financial Planning